Financing & Credit

We offer some great tools on-line to help you decide how to purchase or lease your next unit. Apply for credit on-line through our on line credit application to get pre-approved.

If you have questions about whether to lease or purchase, check out the pros and cons of each at lease versus purchase. Been turned down almost everywhere else because of "bad credit" or "no credit"? Where most dealerships say "no", we find more reasons to say "yes". If you or someone you know has ever experienced credit problems or you are a First-time buyer, we can help with our Credit Correction department.

Novlan Brothers is making it easier for university/college graduates to qualify for retail financing on our total automotive product line. This program is designed to provide the necessary financing for recent graduates that have little or, in most cases, no credit history.

Our Online Credit Application Centre

Novlan Brothers has the sales professionals to help you get the right unit with the right financing package. Do you want to get a fast, easy credit decision? Whether you choose to lease or buy a unit, with our Pre-approval Credit Center your credit application is short and simple.

We use Secure forms for Netscape & Microsoft Internet Explorer for all of our online Credit Applications (look at the status bar of your browser to see the secure image when you proceed to the next page). This secures all of your personal information while you are on these pages. All information is kept completely secure and private.

Red Carpet Lease

Red Carpet Lease provides affordable options and flexible terms to achieve your full customer satisfaction. Discover the many advantages that Red Carpet Lease has over other finance companies and bank leases. Our unique programs will put you into the Ford or Lincoln of your choice every two or three years, for less than you might expect.

Leasing is as simple as traditional financing but has several advantages. With traditional financing, you purchase a car or truck, make a down payment and agree to pay for the unit over the life of the finance contract - plus any interest on the loan. These loan agreements usually range between four and five years.

Ford Credit's Red Carpet Lease provides significant advantages over many leases that are available from other automakers, car dealers, financing companies, credit unions and banks.

Helping you understand what you're paying for is important to us. You are provided with a detailed, step-by-step review of the units final cost, down payment, cash or rebate amounts, and the lease charges involved so you know how your dealership arrived at your monthly lease payment

Ford Credit is proud to be a member of the Canadian unit Manufacturing Association with members that have adopted the full disclosure lease.