Novlan Brothers: Vehicles Apply for Pre-Approved Credit Now... ...through our Secure Server. Click Here Now! Novlan Brothers: Heavy Trucks Apply for Pre-Approved Credit Now... ...through our Secure Server. Click Here Now! Novlan Brothers: Tractors & Farm Equipment Apply for Pre-Approved Credit Now... ...through our Secure Server. Click Here Now!

No Credit, Bad Credit or Bankruptcy? Leasing and loans for financing your purchase of a used car, truck, SUV, or van have never been easier to get than right now. You can take steps right now to start rebuilding your credit. Our program pre-approves you for a lease or auto loan from your home or office -- taking the stress out of your decision! Driving is a necessity - don't let bad credit stop you! We have devised 3 easy steps to help you get on the road! Fill out our quick on-line pre-approval form Within 24 business hours, our Finance Manager will contact you with the results of the pre-approval. Once you qualify for a car loan, we will work with you to find the perfect unit for you! Complete the paperwork and take delivery of your new car, truck, mini-van, or SUV! See how easy it can be to drive a reliable unit and rebuild your credit!

Our Online Credit Application Centre

Apply for credit on-line through our on-line credit application to get pre-approved. Novlan Brothers has the sales professionals to help you get the right unit with the right financing package. Do you want to get a fast, easy credit decision? Whether you choose to lease or buy a unit, with PreApproval Credit our credit application is short and simple.

We use Secure forms for Netscape & Microsoft Internet Explorer for all of our online Credit Applications (look at the status bar of your browser to see the secure image when you proceed to the next page). This secures all of your personal information while you are on these pages. All information is kept completely secure and private.

Frequently Asked Questions (FAQs)

1) I have great credit and want a direct loan for a private purchase or to "pay cash" at a dealership.

No problem! If you have excellent credit, you may qualify for a direct loan. Just apply now, and if approved, you could be in your new car the same day.

2) I do not have excellent credit...how can Novlan Brothers help me?

Almost 80% of all adults have at least 1 black mark on their credit report. If you do not qualify for a direct loan, our national dealership network can provide you with a loan or a lease on a new or newer unit. We have thousands of new and used units available and are experts in obtaining you the financing you deserve.

3) I need a second car with a low monthly payment. Can I find a late model car that will have a low monthly payment?

Yes. Novlan Brothers has great dependable cars with finance programs that can keep your monthly payments low!

4) Is the information that I submit on www.mgmfordlincoln.com secure?

Absolutely! Our web site uses an Internet company just for Automotive Dealers called Aged Stock Dealer Services with a secure certificate from Thawte, so when you hit the submit button the information that is being transmitted is encrypted.

5) What are the interest rates for my car loan?

Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Your credit specialist will explain to you the details.

6) How long does the process take?

Most customers are contacted within 60 - 120 minutes during regular business hours.

7) My credit rating is not great. I have had some problems. Can Novlan Brothers help me too?

Yes. Novlan Brothers and our lenders will help you work through your past problems. We are experts at arranging financing for a unit that you want and that fits your budget.